ONLINE SERVICES REQUEST & AGREEMENT TO RECEIVE INFORMATION ELECTRONICALLY

Thank you for your interest in Mountain National Bank’s Internet Banking Services. Banking online allows you to view your accounts at your convenience, 24 hours a day, seven days a week. You will be able to make account transfers between MNB accounts, and make MNB loan and credit card payments. The following agreement will help make Internet Banking even more convenient by allowing us to electronically send your agreements, disclosures, changes, updates and other useful information. Clicking the "Agree" button at the bottom of the page will allow you to receive the necessary disclosures electronically, and to proceed with your enrollment for Internet Banking access.

By continuing with your request to enroll for Internet Banking Services, you agree that we may provide you with this Agreement and any revisions and amendments to this Agreement in electronic form. If you choose to accept, you are consenting electronically to enter into an Agreement that will govern all future transactions you conduct using the Internet Banking Services, and that you agree to be bound by its terms.

The minimum system requirement that will enable you to use the Internet Banking Services and to receive this Agreement and any future information related to the Services, is a secure domestic browser with 128-bit encryption (the ability to read a secure, encrypted site) such as Netscape Navigator (version 4.0 or higher), America Online (version 4.0 or higher) or Microsoft Internet Explorer (version 4.0 or higher). You can use any computer with a modem that accesses the Internet, but it must be a Windows or Macintosh operating system. You will need the Adobe Acrobat Reader program in order to read some future information, including account alerts that you may request. If you do not have Acrobat Reader, you may click here to download a free copy.

From time to time we may need to convey information to you about our services or certain information that we are required by law or regulation to provide to you in writing. By selecting the "Agree" button below, you agree that we may provide such information to you electronically. This might include, for example, revisions and amendments to this Agreement or other information in connection with these services, including (but not limited to) information under Regulation E and other applicable banking or financial services laws or regulations.

Please regularly update your contact information so that we may send electronic (email) messages to you as needed, in conjunction with this Agreement. To do so, choose the “My Profile” menu option from the toolbar and then “Change Profile Information”. If you wish at any time to withdraw consent to receive information electronically or to terminate these services, you may call us at (865) 908-1600, use the envelope icon on the toolbar to send a Secure Message once you are logged into your account, or send a letter to us at:

You may print and retain a copy of this Agreement (see link below) and/or any future information that we send electronically. If you prefer, you may also obtain a copy of this Agreement, any amendments to it, and other communications about Internet Banking Services in paper form at no charge by writing or calling us at the address and telephone number listed above

	Once you agree, you will be directed to the Online Enrollment Form

If you would like to enroll a Corporation or Partnership in our Business Online Banking Services, please call 865-908-1600 during banking hours or click here to request enrollment information.

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