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Personal Savings






It's amazing how quickly money grows when interest compounds throughout the years. Mountain National Bank has designed savings programs to meet your every need. If you are building for the future or planning for retirement, let us be a part of realizing your financial dreams.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.


Personal Savings Account

  • Minimum opening deposit $100.00
  • A $3.00 service fee will be charged if balance falls below $100.00 within a quarter
  • Six withdrawals per quarter at no charge
  • A fee of $1.00 will be imposed for each withdrawal exceeding six per quarter

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Youth Savings

  • No minimum balance required
  • Make up to six withdrawals per quarter
  • A fee of $1.00 will be imposed for each withdrawal exceeding six per quarter

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Christmas Club Account

  • No minimum balance required
  • Interest is compounded and paid annually

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Smoky Mountain Premier Money Market Investment Account

  • Minimum opening deposit $1,000
  • No service charges with minimum balance of $1,000. A $10.00 service fee will be charged if the balance falls below $1,000
  • Interest Rate tiers start at $1,000. The higher the balance the greater the interest rate you earn
  • Limited third party transactions and transfers *
  • Unlimited in-person withdrawals

* See your Mountain National Bank Representative for more information on applicable rates & terms

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Greenbriar Money Market Investment Account

  • Minimum opening deposit $15,000
  • No service charge with minimum balance of $15,000. A $10.00 service fee will be charged if the balance falls below $15,000.
  • Interest Rate tiers start at $15,000. The higher the balance the greater the interest rate you earn.
  • Limited third party transactions and transfers *
  • Unlimited in-person withdrawals

* See your Mountain National Bank Representative for more information on applicable rates & terms

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Customer Information Security

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